1-800-503-1972

Ext 15 for Sales Inquiry

 

 

 

USA:

In association with

NPC ~ Bank of America

download

US application
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Payment Processing Services

 

Through relationships with leading US and European payment processing firms, Atlantic Payment provides commercial payment processing services to web and mail-order merchants...worldwide! Whether you are US or internationally based, sell your products online or in person, we provide a payment processing solution tailored to your needs.

 

For more information, please call us 1-800-503-1972 ext 14

To request a sales consultation please call 1-800-548-7061

 

 US based web merchants

 Credit Card Processing

 

 

 

We process credit card payments for web based merchants. Transactions originate from your web shopping cart and are securely connected through the Plug N' Pay or Authorize Net  internet gateway to the processor for approval and settlement to your bank account.  Both gateway options feature an online "virtual terminal" for individual or batch entry of mail-order/telephone-order sales.

Plug N Pay web commerce gateway Authorize Net ecommerce gateway

 

Click Here and Create your Online Presence

 

Direct Debit / ACH

Processing

We provide several processing options so that your customers can pay via debit from their US bank account.  This program is available for both single or recurring transactions.

Click Here for More Information

 

 

 

European based web merchants

 

Examples of why companies prefer using a multi-currency European processing account:

 

▪  A merchant, already domiciled in Europe, needs the ability to offer international payments in the buyer's currency, his web site offers the product for sale in US , Canadian and Australian dollar as well as GB pound and Euro.  The buyers never pay an issuer currency conversion fee because the transaction was always processed in their local currency.. This improves your customer satisfaction!

 

▪  Many European buyers prefer to pay with their local European credit card, European direct debit or bank transfer.

 

▪  Your company's customers are located outside of the USA and their card issuer is declining sales.  We can show how a  European based merchant account will improve the foreign authorizations; and boost your cash flow!

 

Requirements for a Multi-currency European processing account

 

▪  Company must own and maintain a web site that permits international buyers.  The web site must disclose the sales price and currency along with the descriptor that will appear on the buyer’s statement.

 

▪  Atlantic must verify company registration and bank reference, translated to the English language where applicable.

 

▪  Visa and MasterCard European regulations require the merchant to be domiciled within the European region.  The European company may be owned by a parent corporation or have individual owners; either or both will guarantee the merchant processing account.

 

Terms:

 

  

Application fee

none

 

Setup Fees

Processor fee applicable; based on risk category

Gateway fee -  waived

 

Monthly Fees

Processor monthly fee based on risk category

Gateway fee -  $29 monthly

 

Discount Rate

Processor rate - based on product / service

▪ Local credit card and direct debit volume based

▪ Local Bank transfer $3.25 per cleared item

 
Transaction Fees

Processor sales, refund, chargeback and RFI fees apply

Gateway fees: volume based

 
Reserve Policy

Reserve deposits for six month security coverage

 
Transfers

Weekly funds transfer in US Dollar to merchant's

US or international bank account

   

   

How Offering Multi-Currency

Payment Options Improves Customer Service

Are your international customers paying extra?

 

When your international customers pay with a Visa or MasterCard issued in another currency, their issuer charges them a separate fee. For example, if your merchant account is settling transactions in US dollar only, your buyer will see two transactions on their account; first the sale as converted into their local currency and then a separate currency exchange fee. Your customer service department may already have received inquiries as some customers assume this is a merchant surcharge.

 

The solution:

When you send us the sales transaction, you simply include the amount and currency. We pass that to the issuer who processes it as a normal "local" transaction. This means your global customers can purchase in their local currency and avoid that costly currency exchange fee. We support the following global currencies:

Euro US Dollar Pound Sterling Swiss Franc Norwegian Kroner
Swedish Krona Danish Kroner Japanese Yen Canadian Dollar Australian Dollar
Hong Kong Dollar Israeli Shekel Korean Wan Saudi Riyal So African Rand
Cypriot Pound New Zealand Dollar Singapore Dollar Turkish Lira Czech Koruna
Polish Zloty Hungarian Forint Maltese Lira Croatian Kuna Latvian Lat
Estonian Kroon UAE Dirham Indian Rupee Chinese Yuan  

 

All settled sales are converted to US Dollar daily and wired to your bank account weekly

 

Copyright © 2002-2008 Atlantic Payment Systems, LLC
P.O. Box 9584, Niskayuna, New York 12309-0584
Telephone: 518-346-2115  Fax: 212-658-9003
Revised: January 18, 2008

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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